ALERT: To protect your privacy, we recommend you redact, or black out, personally identifiable information
(PII), such as Social Security Number, Date of Birth, Bank Account number, Driver’s License number, etc., in
documents uploaded or text entered on this site.
Tempoe reports credit information to two major credit bureau agencies at the end of each month.
Although we submit the information to the bureaus at the end of the month, the bureaus have 30 days from the
receipt of our data to update a consumer’s credit report. We report credit data to Experian and TransUnion.
The contact information for each is as follows:
Direct credit disputes must relate to the following: (1) your liability for a credit account or other debt
with Tempoe; (2) the terms of an account or other debt with Tempoe; (3) your performance or other
conduct concerning an account or other relationship with Tempoe; or (4) any other information contained
in your report for an account or other relationship with the Tempoe that bears on the consumer's
creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics,
or mode of living. Tempoe will investigate if you, the consumer, submit your dispute on this page or in
writing to Tempoe, ATTN: Credit Disputes, 7755 Montgomery Road, Suite 400, Cincinnati, OH 45236. In
order for us to properly process your dispute, you must (1) identify the account in dispute, (2) identify
the specific information being disputed, (3) provide an explanation of the basis for the dispute, and (4)
provide all supporting documentation required by us to substantiate the basis of the dispute. In order for
your rights to be properly protected under the Fair Credit Reporting Act 15 U.S.C. 1681, we recommend that
you submit a dispute directly to the Credit Bureaus, Experian, Transunion, etc.