HOW

LEASING

WORKS

Whether you’re in a pinch or just prefer the simplicity of leasing, we’re here for you.

 

Start a lease today and take advantage of multiple opportunities for ownership.*

APPLY – DECISIONS ARE INSTANT

Apply instore or online. Once approved, you’ll receive a lease approval code and amount†.

GO SHOPPING

After being approved, shop with one of our partners for leaseable items. Approvals are good for 30 days.

COMPLETE YOUR LEASE

Make monthly, biweekly or weekly payments, based on your income frequency. Purchase‡  your items after your 5-month minimum term, continue leasing or return them to us.

†This is not a final approval. Final approval is determined at the time of payment processing
‡Purchase Options not available in NJ, WV, WI, and VT.

GET STARTED

Apply today and get what you want with no credit required.

WHAT ARE PEOPLE SAYING?

I have had no issues with them i am going to buy a ac unit from sears thru them next i just purchased a dishwasher and love it
Susan Cummings
Susan C.
Great service right to the point fast I love it Thank you
Anthony Williamson
Anthony W.
Very easy processes with additional excellent customer services!
Jason Ashline
Jason A.
It was a good one we got pay off our refrigerator on time and we did not have pay much. Thank you
Eddie Salinas
Eddie S.
Super easy! great flexibility and the plans are wonderful! I will continue to use this service for future needs.
Samantha Payne
Samantha P.
This was a quick decision that got me on the way that let my purchase get accomplished.
Anthony Carriger
Anthony C.
Fast and easy application. Was great to be able to do all online
Lesalee Miller
Lesalee M.
Such nice people and super easy to make large purchases using their Lease To Own program.
Vickie Bell
Vickie B.
They always come thru. If its something i need i check to see if its on sears.com so i can use just lease it. They always hook me up and give me a nice loan... amount. Its super easy to apply. They answer you right away. Its affordable and it allow me to have a treadmill and after a few payments you can just buy it outright if you want or give it back. I already got a swingset and air hockey table.read more
Jalisa Jackson
Jalisa J.
A great Place to lease items
James Surdi
James S.
this place was a grand life saver it gave me a opportunity and many ways truly made my life so much easier with there help and everything was so easy step all... kinds of help to get you thur why I loved it most especially they traveled many states nationwide thanks for being 👍 greatread more
Artina Watkins
Artina W.
My whole experience from beginning to end was great. Everything was explained thoroughly every step of the way.
Victor Gonzales
Victor G.

FIND THE PRODUCTS YOU NEED

AT THE PLACES YOU LOVE TO SHOP

KEEP IT SIMPLE

Manage your account 24/7 with the touch of a button

WHAT’S NEW

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