PAYMENT SOLUTIONS TO HELP YOU GET WHAT YOU NEED TODAY

TEMPOE helps real people get what they need with payments they can afford.

 

PAYMENT SOLUTIONS TO HELP YOU GET WHAT YOU NEED TODAY

TEMPOE helps real people get what they need with payments they can afford.

HOW

LEASING

WORKS

Whether you’re in a pinch or just prefer the simplicity of leasing, we’re here for you.

 

Start a lease today and take advantage of multiple opportunities for ownership.*

APPLY – DECISIONS ARE INSTANT

Apply instore or online. Once approved, you’ll receive a lease approval code and amount†.

GO SHOPPING

After being approved, shop with one of our partners for leaseable items. Approvals are good for 30 days.

COMPLETE YOUR LEASE

Make monthly, biweekly or weekly payments, based on your income frequency. Purchase‡  your items after your 5-month minimum term, continue leasing or return them to us.

†This is not a final approval. Final approval is determined at the time of payment processing
‡Purchase Options not available in NJ, WV, WI, and VT.

GET STARTED

Apply today and get what you want with no credit required.

WHAT ARE PEOPLE SAYING?

I've had nothing but good experience with this company, always prompt response, totally satisfied.
Joanye Curtis
Joanye C.
Great experience so far . Fast, painless and instant gratification! Thanks Tempoe!
Joe Montione
Joe M.
Customer service is awesome! I personally spoke with Kevin regarding a due date issue, and he changed it for me like I asked with no hesitation. Great company.
Brittany Sproles
Brittany S.
I love tempoe i’ve used it 4 times now and it has helped me out when i needed mattresses fridge and washer and dryer lets me take what i need and only come out... $60 . I recommend it and i will continue to use itread more
Ronald R
Ronald R
After purchasing our first home together we began to realize it definitely wasn't as well maintained as the previous owners had bragged about. We ended up... completely exhausting our entire savings replacing and repairing so many rooms in our new home and the final blow was the refrigerator went out. We didn't want any more credit cards so we decided to go back to Sears where we used to always purchase our appliances and it was such a breeze obtaining a lease for our new refrigerator which could be paid off in just a few easy to make installments. We are extremely happy with the refrigerator we picked out plus the great price! Tempoe will be our first choice for any purchase we need to make in the future! Thank you!read more
Betty Straka
Betty S.
This was hands down, one of the most satisfying purchases I've ever made, the team that assisted me in purchasing my grandson's four wheeler were the best.... From application to delivery TEMPOE got it right. Thank you so much for helping make my grandson's 8th birthday great. Thank you Annette.read more
Annette Bonner
Annette B.
Excelente servicio, el personal muy atento y amable. 100% recomendado!
Haddel Sanchez
Haddel S.
Son bien serios y se comprometen un 100% con el cliente,para satisfacer sus preocupaciones y necesidades Gracias
Manuel Diaz
Manuel D.
This is so awesome it was easy and fast and the prices and payments are so reasonable
Craig Desjarlais
Craig D.
I have had no issues with them i am going to buy a ac unit from sears thru them next i just purchased a dishwasher and love it
Susan Cummings
Susan C.
Great service right to the point fast I love it Thank you
Anthony Williamson
Anthony W.
Very easy processes with additional excellent customer services!
Jason Ashline
Jason A.
It was a good one we got pay off our refrigerator on time and we did not have pay much. Thank you
Eddie Salinas
Eddie S.

FIND THE PRODUCTS YOU NEED

AT THE PLACES YOU LOVE TO SHOP

KEEP IT SIMPLE

Manage your account 24/7 with the touch of a button

WHAT’S NEW

  • Regan Schmidt - TEMPOE General Council
    READ MORE
    TEMPOE and SmartPay Welcome Regan Schmidt as General Counsel and Chief Compliance Officer
    June 17, 2020
    CINCINNATI, June 17, 2020 /PRNewswire/ -- TEMPOE, LLC, a national retail FinTech firm, and SmartPay Leasing, LLC, a...
  • READ MORE
    Unity
    June 3, 2020
    TEMPOE Family, I want to take this opportunity to send a quick note of encouragement. I sincerely hope you and y...
  • Texas Tires Leasing Payment Options
    READ MORE
    TEMPOE Gains Traction for Texas Tires by Adding New Payment Options
    April 22, 2020
    To ensure their customers are driving on the road with the exact style, brand, and size of wheels and tires they want, T...
  • READ MORE
    TEMPOE, FlexPay and SmartPay Are Open and Ready to Serve
    March 25, 2020
    To say that a lot has changed over the past two weeks would certainly be a tremendous understatement. Amid all that chan...
  • TEMPOE BPO (Business Process Outsourcing) Call Center
    READ MORE
    TEMPOE's BPO Services
    March 3, 2020
    CINCINNATI, March 3, 2020 /PRNewswire/ -- After a three-year business transformation, TEMPOE, LLC, a leading national re...
  • FC Cincinnati Sponsorship
    READ MORE
    See You On The Pitch – FC Cincinnati x TEMPOE
    February 20, 2020
    We are proud to announce that TEMPOE and SmartPay have signed a sponsorship agreement with the Cincinnati, OH MLS franch...